Charities to Help Alleviate Effects of House Repossession

A federal stimulus grant amounting to $1 million will be awarded to three charitable institutions in Central Texas. The three charitable institutions formed a partnership to apply for the stimulus funds which will be used for a program designed to help people who are in danger of becoming homeless or are already without a home to call their own.

The three charitable institutions are the Catholic Charities of Central Texas, Caritas and the Waco-chapter of the Salvation Army.

Charity officials said that the federal funds are scheduled to be spent within two years on over 1,200 families.

Officials said that recipients of the federal funds under the program will be chosen based on several factors, including income level, job skills, employment status and their willingness to overcome barriers to achieve self-sufficiency.

People who are most likely to receive help under the program are those who are at risk of losing a roof above their heads due to house repossession or eviction and those who are financially strapped because of medical expenses.

According to officials, the federal funds will allow the charities to provide more assistance to more people in need. For its part, Caritas will distribute the federal funds to people eligible for utility payment assistance.

Similarly, the Salvation Army will use the funds to provide temporary lodgings to people. The organization will also provide mortgage payment assistance to distressed homeowners who are in danger of losing their homes to foreclosures.

The most significant contribution of the federal funds to charities is to enable them to employ caseworkers who will assist people in developing a long-term stabilization plan. Caseworkers who will be hired by charities may help people find better jobs, repair their credit background or find money to support going back to school.

Officials said that caseworkers would be able to help improve the quality of life of clients so that they will not have to repeatedly ask for assistance from agencies. Typically, people will get assistance from caseworkers for a maximum of 2 years.

Two caseworkers would be assigned at the Salvation Army to help McLennan County residents with case management and one would be housed at Caritas to provide utility payment assistance.

Caseworkers who will be assigned at Catholic Charities of Central Texas would provide assistance to residents of Bosque, Limestone, Freestone, Falls and Hills residents.

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